All international students are automatically enrolled in UWG's "United Health Care" student insurance plan in order to protect against the extremely high cost of US healthcare and catastrophic personal debt. The bill is automatically added to your student account. 

Overview of U.S. Health Care

First, please review this short video.  

Optional Health Care Plans

Students may choose a different plan if they don't want to keep the United Health Care plan. This option requires the student to request a waiver each Fall and Spring by the waiver deadline.  

  • Waivers do not renew automatically, and 
  • A new waiver request is required each Fall and Spring.  Summer semester is included in Spring coverage. 

Several insurance companies, such as PSI below, offer insurance options for international students. The ISAP office has other plan brochures too. Just drop by if interested. 
PSI Health Insurance

  • Plans starting at $39 per month.
  • If you have any questions about PSI coverage, please email Mark Khoury at
  • Minumum Coverage Amounts
    • $250,000, Accident and sickness coverage per year
    • No more than $500 deductible each year for accidents or illness. 
    • $50,000, Medical evacuation coverage to one's home country 
    • $25,000, Medical repatriation of remains. 
    • Must be in effect the entire time you are in the U.S. 
  • United Healthcare, Inc.
    United Healthcare Plan

    The University System of Georgia has contracted United Healthcare to provide affordable, high quality student health insurance coverage. 

    Plan Enrollment

    Enrollment in United Health Care is automatic and charged to your student account each Fall and Spring. However, you must "activate" your coverage to use it. 

    Activate Your Coverage

    Activate the plan here:

    • ATTENTION: Failure to pay for the health insurance or complete the waiver process by the fee payment deadline will result in all classes being dropped, which can affect your immigration status. 
    Contact United Healthcare

    Plan Information
    United Healthcare Student Resources
    2301 West Plano Parkway, Suite 300
    Plano, TX 75075

    Mail your claims to:
    United Healthcare Student Resources
    P.O. Box 809025
    Dallas, TX 75380-9025

    Customer Service - 1-800-767-0700 

  • Request Insurance Waiver 
    Insurance Waiver Deadline for Spring 2020: January 22nd, 2020 at 5:00pm
    Insurance Waiver Deadline for Fall 2020: TBD

    Note:  The Waiver Process can take several days, so be sure to pay your FULL UWG balance, including Insurance by the payment deadline. When your waiver is approved, you will automatically recieve a refund.  

    1. Log on to
    2. Click the 'Waiver Form' on the bottom of the page. Fill out the form(s) set up for your institution.
    3. United Health Care receives your waiver request and confims request. If you do not receive this email, resubmit your waiver request.
    4. Request is Reviewed by UHC (may take several days).
    5. When verification is complete, you will recieve an email stating approval or denial. If approved, UWG will remove the fee from you student account in 3-4 business days.

    Please note that the ISAP is not involved in the waiver or billing process.